Multi-Agent Credibility Engine

Explainable Fintech Credibility

Enter the applicant data and optionally add supporting documents. Specialized agents analyze the submitted facts in parallel and produce a transparent, auditable assessment.

Evidence Agent

Verifies document authenticity, detects duplicates, extracts structured data

Affordability Agent

Analyzes income stability, spend patterns, and savings behavior

Credit Risk Agent

Evaluates payment history, utilization, and debt load indicators

Manager Agent

Aggregates reports, resolves conflicts, applies policy rules

Customer Application

Applicant referenceMonthly incomeMonthly expensesRequested amountOutstanding debtCredit utilization (%)Late payments (12 months)Employment history (months)Overdrafts (90 days)Income already verified

Drop files here or click to browse

Invoices, quotes, contracts, bank statements, spend exports (PDF, TXT, CSV)

Documents are optional. Missing evidence will be reported and may require human review.